Highlighted home of the week: 248 Volusia - 3 bedroom home in Oakwood. Old charm with all the modern amenities in this home. Hardwood floors, high ceilings, unique features (booth seating area, elevator-not warranted), two fireplaces, gorgeous staircase...and many more, you have to see what this house entails! Great for enjoying the outdoors with the huge deck in the back, fenced in yard and great landscaping. You will fall in love with this home the moment you step foot in it!
Oakwood is such a beautiful area in the fall! So many older trees that turn this area of Dayton into a sea of red, yellow and orange. People are always in the streets taking leisurely walks, running, biking...and always friendly. The citizens of Oakwood take pride in their city and it shows!
Please come check out the open house in Oakwood for the 3 bedroom home at 248 Volusia at 1pm to 3pm on Sunday, October 30. See you there! Stop by to get your treat!!!!
Wednesday, October 26, 2011
Tuesday, October 11, 2011
USDA Loans
USDA loans, most of us have heard of them, but are not sure what they are all about. The USDA loan is a great option for those that do qualify. Here are some basics:
If you are considering purchasing property in a rural area, it may be worth your time to check it out. I know in the Dayton, OH area, there are quite a few areas that qualify, some areas will suprise you. Some areas of Springboro and Waynesville qualify along with Trotwood, Xenia and possibly Bellbrook.
If you are a first time homebuyer that feels strapped to put down the 3.5%, why not check out this option? It may be in your best interest to move out a little further to get a 100% financed home loan.
Check with your bank to see if they work with these loans. Good luck!
- 100% financing (with a Guarantee fee of 2% AND a .30 monthly MI fee)
- Has to be a RESIDENTIAL property in a USDA deemed rural area; cannot be for the purchase of a farm
- Available to low and moderate income borrowers
- USDA income is based on the number of persons that will be living in the home
- Income thresholds change based on 1-4, 5-8 and 8+ household sizes
- As a general rule, properties with acreage in excess of 5 acres will be deemed excessive and ineligible
- If any of the land is planted, the property is ineligible
- Any outbuildings related to farming, the property will be ineligible
- USDA loans are underwritten by the lender and then secondarily underwritten by the state USDA office
If you are considering purchasing property in a rural area, it may be worth your time to check it out. I know in the Dayton, OH area, there are quite a few areas that qualify, some areas will suprise you. Some areas of Springboro and Waynesville qualify along with Trotwood, Xenia and possibly Bellbrook.
If you are a first time homebuyer that feels strapped to put down the 3.5%, why not check out this option? It may be in your best interest to move out a little further to get a 100% financed home loan.
Check with your bank to see if they work with these loans. Good luck!
Friday, October 7, 2011
Bellbrook Open House
Awesome 4 bedroom, 2.5 bath home has been updated and is ready for you to move in! Large, fenced yard with 2 patios and a swimming pool with a HUGE deck! Bellbrook/Sugarcreek Schools. Close to all amenities.
Stop by from 1 pm to 3 pm on Sunday, October 9. 2123 S Linda, Bellbrook, OH. Look forward to seeing you there!
Stop by from 1 pm to 3 pm on Sunday, October 9. 2123 S Linda, Bellbrook, OH. Look forward to seeing you there!
What do this weekend in the Dayton Region!!!
This weekend is suppose to be a great fall weekend! The leaves are starting to turn vibrant colors ,which shows that fall is here! Want to get out and enjoy the weather? Saturday will be a great day to catch the Yellow Springs Street Fair. The village hosts one in the summer and one in the fall. It is always a great time! Tons of vendors. Lots of great food. And a chance to get out and enjoy a fall day. Here is the link: http://www.yellowspringsohio.org/street_fair.shtml You may experience a nice delay getting into Yellow Springs depending on the time of day!
Fridays in Ohio mean High School Football! Here is the link to catch your favorite team! http://www.daytondailynews.com/sports/stats/football/controller?Class=-1&Page=schedule_list&AltAction=&Nav=&Sport=1&Season=10&seasonName=2010&Player=&School=&Venue=&Schedule=&coxnet_site_id=6801&startDate=&endDate=&schoolName=
See you in the stadium!
Other fun events this weekend include First Friday Downtown Dayton, Beer Fest at the Montgomery County Fairgrounds, Sauerkraut Festival in Waynesville and Haunted Houses and Trails galore. Here is a link for Saturday events...http://events.activedayton.com/search?swhat=&st=event&swhen=Tomorrow
I think we can all find something to do to enjoy the weather this weekend! Make it a good one!
Fridays in Ohio mean High School Football! Here is the link to catch your favorite team! http://www.daytondailynews.com/sports/stats/football/controller?Class=-1&Page=schedule_list&AltAction=&Nav=&Sport=1&Season=10&seasonName=2010&Player=&School=&Venue=&Schedule=&coxnet_site_id=6801&startDate=&endDate=&schoolName=
See you in the stadium!
Other fun events this weekend include First Friday Downtown Dayton, Beer Fest at the Montgomery County Fairgrounds, Sauerkraut Festival in Waynesville and Haunted Houses and Trails galore. Here is a link for Saturday events...http://events.activedayton.com/search?swhat=&st=event&swhen=Tomorrow
I think we can all find something to do to enjoy the weather this weekend! Make it a good one!
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